FlowIQ

Intelligence for how money moves on Stellar

FlowIQ observes the network. Understands liquidity, fees, and reliability. And determines the best way for money to move.

In real time.

What is FlowIQ?

FlowIQ is a routing intelligence layer for the Stellar network.

It transforms fragmented payment corridors into a system that can be monitored, understood, and optimized automatically.

FlowIQ does not move funds. FlowIQ does not hold assets.

It simply answers one question:

What is the best path for this payment right now?

Why FlowIQ exists

Cross-border payments are unpredictable.

Routes change
Liquidity shifts
Fees fluctuate
Anchors fail

Yet most systems still rely on:

static routing rules
manual checks
incomplete data

This leads to:

failed transactions
hidden costs
unreliable delivery times
operational overhead

FlowIQ replaces guesswork with intelligence.

What FlowIQ does

🧭 Routing Intelligence

Evaluates all possible paths for a transaction Balances cost, speed, and reliability in real time

📡 Network Awareness

Observes live payment flows across corridors Tracks anchor performance and liquidity conditions

⚖️ Reliability Scoring

Continuously scores anchors based on:

uptime
response time
historical success rates

📊 Transaction Intelligence

Surfaces patterns, anomalies, and trends Across assets, corridors, and regions

⚠️ Smart Alerts

Detects and notifies:

anchor downtime
unusual fees
slow transfers
liquidity risks

How it works

FlowIQ aggregates data from:

Stellar Horizon (real-time ledger data)
Anchor endpoints
Transaction flows

It processes this data into:

route comparisons
reliability scores
optimization decisions

All exposed via:

dashboard
API
webhooks

Example

const route = await fetch('https://flowiq.app/api/v1/route', {
  method: 'POST',
  headers: { Authorization: `Bearer ${API_KEY}` },
  body: JSON.stringify({
    sourceAsset: 'NGN:anchorX',
    destAsset: 'USD:anchorY',
    amount: 10000,
    optimize: 'cost' // or 'speed'
  })
})

/*
{
  "path": "anchorA → anchorB → anchorC",
  "cost": 2.5,
  "time": "45s",
  "reliability": 0.98,
  "liquidity": "sufficient"
}
*/

Core Capabilities

Real-time corridor monitoring
Anchor reliability scoring
Route optimization engine
Transaction analytics
Intelligent alerting

Who it's for

FlowIQ is built for:

remittance operators
fintech companies
payment processors
wallets and neobanks
financial infrastructure teams

Anyone moving money on Stellar at scale.

Philosophy

FlowIQ is not another dashboard.

It is a decision layer.

It does not replace existing systems. It makes them smarter.

Tech Stack

Frontend

Next.js
TypeScript
Tailwind CSS

Backend

Node.js
PostgreSQL (time-series)
Redis

Data Layer

Stellar Horizon API
WebSockets
Anchor integrations

Infra

Docker
CI/CD pipelines
Observability tooling

Getting Started

Prerequisites

Node.js 18+
PostgreSQL
Redis (optional)

Installation

git clone https://github.com/your-org/flowiq.git
cd flowiq

pnpm install

cp .env.example .env.local

pnpm run db:migrate
pnpm run dev

Visit: http://localhost:3000

Environment

STELLAR_NETWORK=public
STELLAR_HORIZON_URL=https://horizon.stellar.org

DATABASE_URL=postgresql://user:password@localhost/flowiq
REDIS_URL=redis://localhost:6379

MONITORED_ANCHORS=stellar.expert,flutterwave.com,anchorusd.com

Security

No custody of funds
No private keys stored
API authentication
Rate limiting
Role-based access

Roadmap

AI-based route prediction
Advanced reliability scoring
Compliance modules
Mobile interface
Cross-chain routing insights

Funding

FlowIQ is supported by Drips Network and built for the Stellar Development Foundation ecosystem.

Contributing

We welcome contributions.

Fork the repo
Create a feature branch
Submit a PR

Areas of interest:

performance optimization
UI/UX improvements
testing
regional integrations

License

MIT License

Closing

Money moves every second. But the network is constantly changing.

FlowIQ makes sure every payment takes the best path.

FlowIQ Intelligence for how money moves.

alexohre/FlowIQ

README